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Boyfriends, Girlfriends & Gifts. How Much Is Too Much?

By Chai | Mar 22, 2019

I recently had a group discussion with two extremely different groups of people. The first was a group of entrepreneur friends who’s net worth make me look like a darn begger. The second was a group of average working girls, some of which were involved in marketing, network marketing and a few hustles and investments…

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The One Thing You Need To Know Before Paying

By Chai | Mar 21, 2019

What is the one thing that you need to know before paying? Simple, whether to pay cash or credit? Now given the fact that most of us use our credit cards as our emergency savings funds, which is totally wrong by the way. We often find ourselves not knowing when to use our credit cards,…

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So You’re A Shopaholic? The Shopaholic’s Guide To Shopping And Saving.

By Chai | Mar 20, 2019

So you’re a shopaholic? Well, at least you are honest! All of us in some way, fashion or form are some kind of “holic.” So how can a shopaholic possibly satisfy their craving to shop and save at the same time? Simple shopaholic’s rehab. I have a friend so dear to my heart who is…

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The One Thing You Need To Know Before Going On A Date

By Chai | Mar 19, 2019

We all go on dates from time to time. Or at the very least, we have been on one at some point. There are so many rules when it comes to dating both spoken and unspoken. It appears that in this millennial generation that we have found even more ways to complicate the whole thing.…

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To Budget Or Not To Budget

By Chai | Mar 18, 2019

Do you ever find yourself lost, conflicted and confused about whether or not to budget? Or maybe you find it hard to stick to a budgeting system? If this is you. Maybe I can help. But first, I need you to think. Write down the answers to the following. What are some of the challenges…

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Boyfriends, Girlfriends & Credit/Loans

By Chai | Mar 17, 2019

Have you ever found yourself having to make a decision from the head or the heart about a lover and your credit or a loan? If this is you, maybe I can help. Recently, a young lady asked me the question, “what do you do if your boyfriend wants you to take an item on…

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Two Jobs vs. A Job & A Business

By Chai | Mar 15, 2019

Do you ever find yourself having to make the daunting decision between two jobs or a job and a business? There maybe several reasons why such a predicament has to take place. 1. You may have recently been laid off 2. You may have lost some of your regular work hours 3. Your bills and/or…

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Friends & Money. Where Do We Draw The Line?

By Chai | Mar 15, 2019

We live in an age where friendship by both terms and definition has changed so dramatically. True friends still exist and the value of good friends goes unwithered. However, in a world filled with parasites and opportunists. Where do we draw the line? How do we discern between who is and who isn’t? How can…

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To Go or Not to Go Herbal, that is the Question…

By Chai | Mar 14, 2019

Many people nowadays are turning to “organics” and “naturals” otherwise known as herbals. The rising popularity of herbal supplements has created a new fad if not a new health lifestyle. But before you join the bandwagon, here are some things you need to know about this mean, “green” dietary supplementing machine. What is the difference…

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